# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5610 — Contractors – All Construction Subcontracted (CA)

**Class Code:** 5610  
**Description:** Contractors – All Construction Subcontracted  
**State:** CA  
**Rate:** $3.62 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5610?

Class code 5610 covers debris removal and cleanup operations on construction sites and other locations. Work involves collecting, loading, and hauling construction debris, demolition waste, and general refuse. Hazards include cuts from sharp debris, back injuries from heavy lifting, and equipment operation.

## Who Does Class Code 5610 Apply To?

Debris removal workers, cleanup crews, and dumpster loading workers.

## Florida Examples — Class Code 5610

A demolition and debris removal company in Fort Lauderdale clearing construction sites after building demolition. A specialized contractor in Orlando providing post-storm debris cleanup services for residential and commercial properties.

## How to Calculate Workers' Comp Premium for Class Code 5610

**Formula:** (Annual Payroll ÷ 100) × $3.62 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2899 | $3624 | $4349 |
| $250,000 | $7248 | $9060 | $10872 |
| $500,000 | $14496 | $18120 | $21744 |
| $1,000,000 | $28992 | $36240 | $43488 |

## Tips for Managing Class Code 5610 Workers' Comp Costs

- Cut-resistant gloves are essential for debris handling
- Back injury prevention programs reduce the most common claim type

## Safety Recommendations for Class Code 5610

- Implement strict site control and exclusion zones during debris removal operations.
- Ensure heavy equipment operators are properly trained and maintain clear communication with ground personnel.
- Provide appropriate PPE, including hard hats, safety glasses, gloves, and steel-toed boots.
- Train workers on safe lifting techniques and proper waste segregation.

## Get a Quote for Class Code 5610

Contact Bright Coast Insurance for a workers' comp quote for class code 5610 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*